James J. Gentile, PC - Bankruptcy & Estate Planning Attorney

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Chapter 7 and Chapter 13 Bankruptcy Resources

Collection resources to help you understand the complex topics of chapter 7 and chapter 13 bankruptcy.

February 6, 2018 By James Gentile

Differences Between Chapter 7 and Chapter 13 Bankruptcy

Bankruptcy law has allowed countless people to break free of debt and get their finances back on track but there are a lot of differences between chapter 7 and chapter 13 bankruptcy. You don’t have to wait until you’ve hit rock bottom before speaking with a bankruptcy attorney. If you have more debt than you can pay off in a reasonable period or collections agencies are harassing you, or you are in danger of losing your home, it’s time to consider whether Chapter 7 or Chapter 13 bankruptcy is right for you. [Read more…]

December 29, 2017 By James Gentile

Is Filing for Bankruptcy the Right Option for You?

Are you struggling to keep up with your bills? Are you considering filing for bankruptcy? If so, you are not alone. According to the American Bankruptcy Institute, more than 770,000 people filed for bankruptcy in 2016. Filing for bankruptcy can be a viable solution for many families. Before you make any final decision, however, it is important to understand the pros and cons of filing for bankruptcy. [Read more…]

December 5, 2017 By James Gentile

DIY Is Good for Home Reno, Not DIY Bankruptcy

When society is hooked on everything DIY, we are trained to find ways to do things without needing assistance or services from another party. The proliferation of YouTube videos about a range of topics from cooking to construction makes us think we can accomplish great feats with just a little guidance. However, thinking this way can sometimes cause many problems, especially where DIY bankruptcy is concerned. [Read more…]

November 21, 2017 By James Gentile

The Bankruptcy Filing Process: What to Expect

You have put every penny you can spare toward your bills, yet nothing seems to pull you out of your debt dilemma. At this point, it may be worth considering one final option: filing for personal bankruptcy. As traumatic as this may seem, it enables many debtors to turn the corner and set themselves on a new (if lengthy) course toward a healthier financial future. The complexities of filing for bankruptcy can add an extra layer of intimidation to the process, but you should not let that deter you from doing what you need to do. To help you put your fears aside to focus on your debt-relief objectives, here’s a basic overview of what you can expect from the bankruptcy filing process.

[Read more…]

February 15, 2017 By James Gentile

Payday Loans and Bankruptcy

How do payday loans and bankruptcy mix? If you are struggling with payday loans, you may be able to find some relief by filing bankruptcy. Payday loans are unsecured loans obtained through a variety of sources. Individuals often reach these loans for a fast and seemingly easy way to get funds, but interest rates are very high, and the repayment is quite difficult. Many are forced to take increasingly larger payday loans out to repay their existing loans. This cycle is financially debilitating, but bankruptcy may offer some an option. [Read more…]

February 9, 2017 By James Gentile

Student Loans and Bankruptcy

It’s essential for individuals with student loans and bankruptcy needs to know that, while it is hard to do, it is not impossible to have their student debts discharged through bankruptcy. In many situations, bankruptcy is not available as a way of discharging student loans. For this to happen, you will need to show proof that the debt will impose some level of undue hardship on you and your dependents, as the Bankruptcy Code states. How can you do this? [Read more…]

February 7, 2017 By James Gentile

Debt Consolidation or Bankruptcy

If you’re feeling overwhelmed with debt, you might be considering a debt consolidation loan – after all, the idea of rolling all those maxed-out credit card bills, massive student loans, car payments, and other financial liabilities into a single payment seems pretty appealing, right? Let’s discuss whether debt consolidation or bankruptcy is your best option. [Read more…]

January 25, 2017 By James Gentile

Medical Debt and Bankruptcy

Each year in the United States, approximately 1.5 million people file for bankruptcy, and the principal reason behind the majority of personal bankruptcy cases is medical debt. A recent study by Harvard University revealed that about 62 percent of people who go bankrupt have significant medical expenses. Nearly three-quarters of those overwhelmed by medical-related bills have some health insurance. If you or your family has significant medical debt, bankruptcy could provide relief from credit collectors’ constant stress and give you a fresh financial start. [Read more…]

January 17, 2017 By James Gentile

Do I Need to Hire a Bankruptcy Attorney?

Bankruptcy is a complex legal proceeding with plenty of pitfalls awaiting you to try to navigate it on your own. Also, filing for bankruptcy has gotten more difficult over the past several years, and the rules change frequently. A bankruptcy attorney knows how to get you the result you want so you can pick up your life and move forward. [Read more…]

December 17, 2016 By James Gentile

Three Ways to Improve Your Credit Score After Bankruptcy

It doesn’t take much for a financial shortcoming to bring you down. For millions of Americans, a health crisis, a lost job, or an unforeseen loss can be the difference between making ends meet and insurmountable debt. If this sounds familiar, you’re not alone; in the U.S., over one million individuals file for bankruptcy each year. With these tips, you can improve your credit score after bankruptcy and take steps toward a healthy financial lifestyle. [Read more…]

November 17, 2016 By James Gentile

Bankruptcy Exemptions in Arizona

Each state sets specific exemptions. There are also federal bankruptcy exemptions, but Arizona residents generally use the Arizona state exemptions. Exemptions are property or assets that are allowed to be kept after filing for bankruptcy. These are protected from creditor access. In this article, we will discuss bankruptcy exemptions in Arizona. [Read more…]

September 15, 2016 By James Gentile

Top 5 Benefits of Bankruptcy

Bankruptcy can help restore your financial stability and give you the “breathing room” you need to achieve your original financial goals. In fact, many famous people have survived bankruptcy and gone on to accumulate enormous wealth. Founder of Ford Automotive Company Henry Ford filed for bankruptcy over 100 years ago. By 1947, he was worth nearly $2 billion. There are benefits of bankruptcy, and it can impact your life in some positive ways.  [Read more…]

July 15, 2016 By James Gentile

Things to Look for When Hiring a Bankruptcy Attorney

Like most legal issues, you will need the services of a bankruptcy lawyer who has extensive experience in the bankruptcy process. Here’s what to look for when you are hiring a bankruptcy attorney. [Read more…]

March 30, 2016 By James Gentile

What Types of Debts Remain After a Chapter 7 Bankruptcy?

Chapter 7 is a simplified bankruptcy filing in which an individual claims bankruptcy and is then discharged from debts and is free to continue living a normal life. Also known as straight bankruptcy or liquidation, Chapter 7 is not permitted for all potential bankruptcy filers. To be eligible, individuals must meet a means test that demonstrates restricted income rendering debt repayment impossible. They must be filing openly and honestly with no prior Chapter 7 filings within the past eight years or a history of fraud. In this post, we discuss the types of debts that remain after a Chapter 7 bankruptcy discharge. [Read more…]

September 8, 2015 By James Gentile

Child Support and Bankruptcy

Understanding the implications of child support and bankruptcy is important when filing for bankruptcy. Under Chapter 7 bankruptcy, the bankruptcy court can take your nonexempt property so that your creditors can be paid using the proceeds from their sale. In exchange, the bankruptcy court will also discharge most of your debt, thus giving you a chance to start over. Unfortunately, if you owe child support, you will not be able to discharge that debt by filing for Chapter 7 bankruptcy because child support debt is considered to be so important that it gets classified as a priority debt. [Read more…]

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What our clients say

Mr. Gentile and his staff have been extremely helpful every step of the way. The made sure every document needed was complete before we filed. He has over 30 years of experience and is not playing around. Thank you Sir.
Lourdes Morley

About

James J. Gentile has been practicing bankruptcy and estate planning law since 1988.

He is a member of the State Bar of Arizona and the Iowa State Bar Association.

He is admitted in the State Courts of Arizona, the US District Court, the US Bankruptcy Court, and the US Court of Appeals.

Google Rating
4.8
James J. Gentile, PC (Chandler Office)
James J. Gentile, PC (Chandler Office)
4.8
Liseth Pennil
Liseth Pennil
00:45 22 Jul 22
Definitely recommend.friendly. quick and great communication. Fair price for their service
JP
JP
19:07 26 Jun 22
I set up a trust with James years ago, and again recently after getting married. His office was very helpful and answered all our questions. I am very satisfied.read more
clouse scott
clouse scott
22:09 19 May 22
This law firm is a constructive communicator and is capable of discussing difficult issues effectively and to the point with their clients. I am grateful for Allison and Matt. Thank you!read more
Jackie Stoppler
Jackie Stoppler
19:45 25 Nov 20
I am so happy to be able to share my experience with Daniel Morgan (my attorney for Chapter 13 then ended up Chapter 7). From the first time meeting Mr. Daniel Morgan I was made to feel more than a failure due to having to file Chapter 13. At the first consultation, Mr. Morgan made you know he was there to help you get your life back on track. He took all the stress away and did everything possible to help us. At no time did we feel like just another customer. We always felt we was at the top of his priority list. From day one until we closed our case he was always just a phone call away. We never felt over charged for the work him and his assistants and associates did for us. I can’t give him enough thanks for all the extra effort he put into our case. I personally lost my husband during this terrible time of life. Dan became a friend and definitely a blessing in my life personally. He is just a down to earth caring individual. I cannot give him enough praise and would highly recommend him to anybody going through what I have just been through. Dan to you personally I want to thank you again for everything you did beyond the call of duty. Sincerely, Jacqueline Stopplerread more
Ryan Martindale
Ryan Martindale
23:11 29 May 20
Bankruptcy: This office couldn't have made the process any easier! I felt taken care of through my entire bankruptcy filing. They responded to my questions promptly and made sure all bases were covered, my bankruptcy was a success!read more
V J
V J
17:25 27 Oct 19
We had a very positive experience with the Law Office of James J. Gentile. The entire staff worked to ensure we fully understood the process while going above and beyond to put us at ease. They provided excellent service, demonstrating professionalism and personal attention to all details of our case. We appreciate their help and highly recommend their services.read more
Anne Clinton
Anne Clinton
21:09 09 Sep 19
Excellent service and very knowledgeable regarding IRS and taxes.
Amber Belcher
Amber Belcher
16:17 18 Jul 19
I found their office through my legal services offered at my job. Going through a BK and getting started was very overwhelming. But working with everyone at their office has made this experience an extremely positive one. Every step of the way my wife and I knew they were there ready to help us when we needed it. All of our questions were always answered so quickly via email which made this experience even better. I HIGHLY recommend working with this office, they truly did such a great job and their work is so appreciated!read more
KM H
KM H
17:53 04 Jul 19
Our experience was great, very seamless. Every question I had was replied to promptly. Allison helped us when we had a couple issues to deal with along the way. She was on top of it. The entire office staff works together to walk you through the process from beginning to end.read more
Mr Steele
Mr Steele
04:26 29 Mar 19
Everyone in this law office was professional, courteous, efficient, and polite. They explained everything and made the entire process as simple as possible.read more
Carole Pietsch
Carole Pietsch
20:07 30 Jul 18
Everyone in the office, from the receptionist and the supporting staff to Jim himself have always been professional, helpful and responsive.read more
Mark Perkins
Mark Perkins
15:47 23 Jul 18
James J. Gentile’s office is awesome. Very friendly, very knowledgeable, and unlike some answer questions and emails super fast. You will have piece of mind after using their office. Special thanks to Allison and Matt, your the best.read more
Johnny Medina
Johnny Medina
16:49 23 Mar 18
I am absolutely delighted to have chosen Mr. Gentile and his staff to help me with my BK.. they made the process very easy for me.. Mr. Gentile, Allison and Chantelle were all very knowledgeable and honest thru out the entire process..They were all very professional and very pleasant to work with. I would strongly recommend Mr. Gentile and his staff to my friends and family and anyone with bankruptcy needs.. Thank you!read more
Lakrisha Raymond
Lakrisha Raymond
18:01 21 Mar 18
The process from start to finish with this law office has exceeded my expectations. Everything was explained in detail, all my questions were answered immediately or within 24 hours. I appreciated the time Jim Gentile and his entire office gave me and the patience as well. I highly recommend this office. ?read more
Nick Trbovich
Nick Trbovich
17:37 02 Mar 18
Attorney James J. Gentile and his staff are truly the peoples advocate! When bad things happen to good people James is the one for you!! Mr Gentile and his staff are magnificent people, they are courteous, kind and very knowledgeable!!! Attorney James J. Gentile offered advice that has saved me thousands of dollars. Simply put, James and his staff are the best, period.read more
Jazmin Mende
Jazmin Mende
23:58 27 Feb 18
I highly recommend this office. It was such an absolute straight forward process with peace of mind from beginning to end. James and gus staff handled everything timely and professionally. Thank you again for all that you have done for me!read more
Karmen Foeller
Karmen Foeller
15:20 25 Feb 18
My husband and I highly recommend using the law office of Mr. Gentile. Everyone in his office provided superb customer service and they answered all our questions. They are prompt when returning phone calls and emails. If you need a knowledgeable lawyer who will represent you with A+ staff, Mr. Gentile's office is the one to call.read more
rus1ify
rus1ify
19:59 14 Feb 18
I am absolutely delighted with Jim Gentile and his staff. They provide personalized first-class service that is very difficult to find in today's world. It is like having good friends who are also experts to help you and answer questions and concerns. My phone calls are returned quickly, and my emails are answered very promptly. I worked mostly with Jim and his assistant Shantel, and I can recommend them and their firm without reservation. These people and their law firm are genuine jewels! Please don't hesitate to contact them for your estate planning needs.read more
Nadina Alic
Nadina Alic
00:05 15 Jan 18
Great team and very friendly any time we had a question. Our case was taken care of fast and without issues.read more
tomika lunsford
tomika lunsford
16:59 05 Jan 18
I would never recommend this lawyer to anyone. He was rude. He was very impatient. He told me one fee then asked about my income and then told me the cost increased. He was not pleasant to speak with at all.read more
leticia cavazos
leticia cavazos
15:07 18 Sep 17
Hardest part was gathering our paper work he handled EVERYTHING. Smooth and easy
Rich Rhodes
Rich Rhodes
23:03 18 Apr 17
James met me personally to discuss my situation and options. Reminders from his office to do the paperwork required on my end were very welcome--I would have forgotten by myself!read more
Ballers Dream
Ballers Dream
23:01 17 Feb 17
Mr. Gentile and his staff were very helpful with my bankruptcy they not only helped me through my bankruptcy but some of my family members as well. I highly recommend his outfit for bankruptcy and also Mr. Gentiles wife Debbie does taxes and that was another help for me being I was behind on my taxes but I am current now with Debbies help also on one more note I thought I was going to have to come up with the money for bankruptcy but Mr. Gentile told me I would not owe him a dime being I had legal services through my work I never told him I had the services he figured it out himself. Five stars for Mr. Gentile and his staff.read more
Wendy Plemons
Wendy Plemons
19:53 11 Feb 17
Very efficient and helped me through trying times. Office staff is superb and returns emails quickly. Highly recommend this lawyer for all your bankruptcy needs!read more
Brittney Lane
Brittney Lane
16:33 06 Feb 17
Excellent team! They answer every question and make sure that you know what they are doing! Love them!read more
Michelle Acquaviva
Michelle Acquaviva
16:53 03 Feb 17
Spoke with the staff for general questions and the girl I spoke with was pleasant, knowledgeable and very willing to help. I would recommend this firm to my friends and family.read more
Vicki Wade
Vicki Wade
19:14 02 Feb 17
The staff here is amazing I can't say enough good things about the them! I was completely overwhelmed after being on disability for over ten years I had finally gotten back to working full time and all my bill collectors came for me! I was actively being garnished and more were lining up. I had no idea what my debt even was and then through a recommendation at work I ended up meeting with James. He was direct told me exactly what to do and almost immediately the garnishment stopped. A few months later my bankruptcy is closed and I can breath again! They were always patient with me and answered all my questions twice. They even worked out a payment plan so I didn't have to pay everything up front, without their help I will still be drowning in debt and making it worse. Thanks to James and his amazing team!!read more
Andrea D'Amico
Andrea D'Amico
19:36 13 Jan 17
Loves this firm Mr Gentile and his staff are super helpful and caring and honest. Allison his assistant is very helpful and knowledgeable The Best.Anyone needing a fantastic accountant be sure to contact Debbie Gentile also located in this office :-)read more
tranuhongchau .gmail.com
tranuhongchau .gmail.com
04:11 01 Dec 16
Mr Gentile is very knowledgeable and professional. He always gave us good advice and never tried to to push us. One of very few honest lawyers I have ever known. I would highly recommend Mr. Gentile to anyone who needs help.read more
Carole Albin
Carole Albin
08:19 21 Nov 16
I LOVE this law office! My husband and I had decided we needed to file for bankruptcy and were scared, worried and by ourselves. We contacted several law firms who never contacted us back and after a month, found James! He called back within 24 hours, scheduled a meeting, and answered all our questions! He walked us through the entire process and eased our fears! The front office was also super helpful and reminded us of important dates and forms/items we needed to submit etc. I would recommend this Law office to anyone needing any attorney!read more
Tobie Denney
Tobie Denney
18:55 31 Oct 16
James Gentile and Staff are were so great to work with. They handled my legal affairs with the utmost professionalism and integrity. I would recommend them to any of my family or friends. It was such a pleasure working with them during a stressful time. Sheri Denney.read more
John Kennedy
John Kennedy
17:10 11 Jul 16
This law office is very organized and gets the job done. They made the process easy and made sure I provided all information for a successful case. I would definitely recommend this law office to my friends and family.read more
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Locations

Chandler /East Valley

4035 W Chandler Blvd Suite 4, Chandler, AZ 85226 [ map ]

(480) 961-1906

Apache Junction

288 N Ironwood Dr, Apache Junction, AZ 85220 [ map ]

(480) 961-1906

Casa Grande

420 N Casa Grande Lakes Blvd, Casa Grande, AZ 85122 [ map ]

(520) 426-9144

North Valley

20819 N Cave Creek Rd #101 Phoenix AZ 85024 [ map ]

(480) 961-1906

Articles

  • Differences Between Chapter 7 and Chapter 13 Bankruptcy
  • Is Filing for Bankruptcy the Right Option for You?
  • 5 Reasons You Need to Begin Your Estate Planning NOW, Not Later
  • DIY Is Good for Home Reno, Not DIY Bankruptcy
  • The Bankruptcy Filing Process: What to Expect
  • Bankruptcy
  • Estate Planning
  • Income Taxes
  • Resources
  • Request Free Consultation

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